Pay Budget Debt
Terms of Use
Please read these Terms of Use carefully. By using Pay Budget Debt, you agree to the following guidelines, disclaimers, and limitations.

1. Purpose of Pay Budget Debt

Pay Budget Debt is a free financial tool and educational resource designed to help users understand their income, budget, and debt payoff strategies. All calculations and information provided are for general informational purposes only.

This website does not replace professional financial, legal, or tax advice.

2. No Professional Advice

The content on this site — including calculators, financial tips, articles, examples, and explanations — is not intended to serve as professional financial, legal, investment, or tax advice.

You should consult a qualified financial professional before making financial decisions.

3. No Data Collection

Pay Budget Debt does not store or collect any personal data entered in the calculators. All calculations occur on your device only.

If you choose to submit a message or review through the Netlify form, that submission is stored securely and is only used for communication with you.

4. Accuracy of Information

We strive to ensure that all educational material, calculations, and examples are accurate and up to date. However, we make no guarantees that any information on this site is free of errors or complete for every financial situation.

You acknowledge that you use the site at your own discretion.

5. Limitation of Liability

To the fullest extent permitted by law, Pay Budget Debt and Underwood Studios are not liable for any losses, damages, or decisions made based on information or tools provided by this website.

You agree that your use of this site is entirely voluntary and at your own risk.

6. External Links

This website may include links to third-party websites (e.g., banks, credit bureaus, articles). These links are provided for convenience only. We do not control or endorse third-party content.

7. Changes to These Terms

We may update these Terms of Use at any time without prior notice. Continued use of the website after changes means you accept the updated terms.

8. Contact Information

If you have any questions about these terms, please contact us:

support@paybudgetdebt.com