Net Worth Calculator
Get a simple snapshot of what you own versus what you owe. Enter major assets and liabilities to calculate net worth and see both sides of your balance sheet.
Use Net Worth Calculator →How our calculator estimates workWhat the net worth calculator does
Net worth is calculated by totaling the asset values you enter and subtracting the total outstanding liabilities. The tool groups common categories so you can see where the largest parts of your financial position are concentrated.
Information you can enter
- Cash, savings, investments and retirement accounts
- Home, vehicle and other asset values
- Mortgage, auto, student, credit-card, personal and other debt balances
How to use it
- Enter realistic current values for the assets you own.
- Enter current outstanding balances for debts and other liabilities.
- Calculate to see total assets, total liabilities and the difference between them.
What can change the result
Market values can change, especially for investments, homes and vehicles.
Use current payoff or statement balances when possible rather than original loan amounts.
Tracking the same categories over time makes net worth more useful as a progress measure.
Frequently asked questions
How is net worth calculated?
Net worth equals total assets minus total liabilities.
Should I include my home?
You can include an estimated current home value as an asset and the mortgage balance as a liability.
Can net worth be negative?
Yes. A negative result means the liabilities entered are greater than the assets entered at that point in time.