Paycheck Calculator
Turn gross pay into a planning estimate for take-home pay. Choose hourly or salary income, add overtime or bonuses, and compare gross pay with estimated taxes.
Use Paycheck Calculator →How our calculator estimates workWhat the paycheck calculator does
The calculator annualizes your wage or salary, applies its built-in federal income tax brackets, Social Security and Medicare calculations, and a simplified state income-tax assumption, then converts the result back to your selected pay schedule.
Information you can enter
- Hourly rate and hours, or annual salary
- Pay schedule, overtime and monthly bonuses or commissions
- State and filing status
How to use it
- Choose hourly or salary pay and enter your gross compensation.
- Add overtime, bonuses, state and filing status where applicable.
- Calculate to compare gross pay, estimated taxes and estimated take-home pay.
What can change the result
Tax law changes over time, and this tool uses built-in assumptions rather than your complete tax return information.
Health insurance, retirement contributions, garnishments and many employer deductions are not automatically included.
The calculator uses simplified state rates, so actual withholding can differ from a state's full tax rules.
Frequently asked questions
Does this replace the IRS Tax Withholding Estimator?
No. This is a simpler planning calculator. For current federal withholding decisions, use the IRS estimator or other current tax guidance.
Does it include health insurance or 401(k) deductions?
Not automatically. Employer benefits, pretax deductions and other payroll items can make your real paycheck different.
Why can state withholding be different from the estimate?
The tool uses simplified state tax rates instead of every bracket, deduction, credit and local payroll rule.